Your Friend...Your Neighbor...Your Agent!

About Us


Kay Dina has over 27 years of Property & Casualty, as well as Health & Life, insurance experience in the Hudson Valley. The Marlboro, NY office opened in February of 2006 and has been consistently growing, breaking records in its freshman year with a major carrier.

Kay holds both a Property & Casualty insurance license, as well as a Health & Life insurance license in four states (NY, NJ, CT & MD). She holds the CPIA (Certified Professional Insurance Agent) designation, as well as the CIC (Certified Insurance Counselor) designation. Kay is a Notary Public and provides these services free of charge.

Pamela Caldwell is our resident Commercial Lines Account Executive.  Pamela is also a Notary Public.  Please come in or call Pamela for all of your business insurance needs!  

Carli Rutigliano is our Licensed Personal Lines Account Executive.  Carli provides new business quotes, policy changes, billing assistance and more to all clients.

Helen Murphy holds the New York State Personal Lines Property & Casualty license and greets every customer with a friendly greeting, making them feel comfortable and right-at-home!  Helen has an Accounting degree and is a Notary Public.

Michele Brown is our bookkeeper with many years of experience in the medical field. Michele also assists with customer service.

Jackie Gerbino is our fully licensed outside producer who takes great pride in her detailed and professional work with her customers.  Jackie transitioned this year from a full-time Personal Lines Account Executive to a full-time Grandma, but will continue to be an outside producer in her spare time.  

The agency is licensed and sells insurance and bonds in the states of New York, New Jersey, Connecticut and Maryland.  We now have over 40 combined years of experience!  The agency continues to invest in continuing education and technology, and has a state-of-the-art computer system, providing proficiency and confidentiality to protect our most valuable asset, our customers.   Products available, but not limited to, are Homeowner, Automobile, Data Breach, ID Recovery, Recreational, Watercraft, Motorcycle, ATV's, Campers & Trailers, Farms, Non-Profits, Umbrellas & Excess Liability, Inland Marine, Business, Bonding, Life, Health, Long Term Care and more.

Although we have grown quickly, have incredible technology at our fingertips, and are constantly attending continuing education classes, we never forget why we opened our agency in the first place. We truly enjoy helping people by providing them with the coverage they need, at the best price available. Some of our current customers were originally written 27+ years ago - people just seem to stay with us!

1116 Route 9W
Marlboro, New York 12542
Phone: (845) 236-3900  Fax: (845) 236-3967